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Making Good Financial Decisions Requires a Plan
Financial Planning Services
Through our financial planning process we will help you organize your finances, clarify your goals, and develop a plan to reach them.
Most of our clients choose a broad financial plan that addresses multiple areas of their financial lives including:
Cash & Asset Management: We develop a plan to ensure that your assets, income, expenses and savings are consistent with your financial goals.
Risk Management and Estate Planning: We identify your insurance and estate planning needs to ensure that you, your family and your assets are protected.
Retirement Planning: We define your retirement options and develop a plan so you will be on target to retire with financial security and on your own terms.
Investment Planning: We review your existing investments, risk profile, time-horizon, and goals, then design a customized investment portfolio tailored to your needs.
Planning for Major Life Events: We can help you prepare for major events such as providing for a child’s education, caring for elderly parents, or managing a job transition.
We can also assist you if you need a second opinion regarding a specific issue such as funding a child's education or creating a retirement savings plan.
Whether you want a complete financial plan, or need assistance regarding a specific topic, we are here to help.
Annual Retainer Services
Life is unpredictable. Your goals, resources, investment opportunities, and your taxes are likely to change and could impact your plan. To ensure that you stay on track to meet your financial goals, our retainer services include:
Implementing, monitoring and updating your plan: We implement the financial plan recommendations for you. Then, during the year, we will periodically review and recommend adjustments to your insurance coverage, estate plan, cash flow, and investments as circumstances warrant.
Investment management: We manage your assets based upon time tested investment principles. We build and manage your portfolio so it is properly diversified to reduce unnecessary risk. We use low-cost, tax-efficient strategies so you keep more of your investment returns. Your portfolio will be consistent with your goals and risk profile, improving your chances of achieving long-term investment success. We monitor, rebalance and make adjustments to your portfolio when necessary to ensure that your investment plan stays on track.
Assistance with other financial decisions: We will assist you with decisions in other areas of your finances including education planning, mortgage and other financing decisions and insurance selection.
Coordinating the efforts of your other professionals: Your financial plan doesn't exist in a vacuum. Most people work with insurance agents, accountants and attorneys. We will help coordinate the efforts and recommendations of these professionals to increase the likelihood that everyone is working together to help you achieve your goals.
So, if you are looking for an ongoing relationship to help with the various challenges that arise in your financial life, we are here to help.
Seminars & Workshops
For businesses and other organizations we offer financial seminars and workshops that can be customized to meet the needs of your group. Call us for further details.
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